Passbook does not give 'add credit card' option for Apple Pay
I have an iPhone 6 and it is updated to OS 8.1. I wanted to set up Apple Pay but it doesn't give me the option. If I open Passbook and then click the "+" it gives me a "scan code" option but no "add credit card" option. I am in the U.S. and made sure that my region was set to "United States."
So far when I've seen others ask a similar question, their issues were solved because they didn't have an iPhone 6, needed to update their OS, or had a region other than U.S. I meet all these requirements and yet am still unable to set-up Apple Pay. Any ideas???
iPhone 6, iOS 8.1